Let Community Spirit Bank help you plan for your future whether it’s a vacation or an unexpected expense reserve, we can help you do it with a savings plan that’s right for you!
Compare Personal Savings Options
Save$mart Free Student Savings
|
Name
|
Column One
|
|---|---|
|
Minimum to
Open |
1$
|
|
Minimum
Daily Balance to Earn Interest |
N/A
|
|
Interest
|
Variable
|
|
Minimum
Deposit |
N/A
|
|
Quarterly
Service Charge |
N/A
|
|
Withdrawal
Limits |
|
|
Additional
Information |
|
Silver Statement Savings
|
Name
|
Column One
|
|---|---|
|
Minimum to Open
|
$100
Minors: $50 |
|
Minimum
Daily Balance to Earn Interest |
$100
|
|
Interest
|
Variable
|
|
Minimum
Deposit |
$10
|
|
Quarterly
Service Charge |
Balance < $100 = $5
Minors < $50 = $5 |
|
Withdrawal
Limits |
$2 charge per withdrawal over 6 per quarter
|
|
Additional
Information |
This investment account earns competitive interest rates and gives you easy access to your funds.
|
Certificates of Deposit
|
Name
|
Column One
|
|---|---|
|
Minimum to Open
|
$1,000
|
|
Minimum
Daily Balance to Earn Interest |
$1,000
|
|
Interest
|
Fixed for term of CD
|
|
Minimum
Deposit |
N/A
|
|
Quarterly
Service Charge |
N/A
|
|
Withdrawal
Limits |
Withdrawal at Maturity (Substantial penalty for early withdrawal)
|
|
Additional
Information |
We can structure a Certificate of Deposit to fit your individual needs. At maturity, the CD automatically renews.
|
Christmas Club
|
Name
|
Column One
|
|---|---|
|
Minimum to Open
|
$10
|
|
Minimum
Daily Balance to Earn Interest |
$100
|
|
Interest
|
Variable
|
|
Minimum
Deposit |
$10
|
|
Quarterly
Service Charge |
N/A
|
|
Withdrawal
Limits |
Withdrawal prior to Maturity = $15 charge
(Account will automatically close at this time) |
|
Additional
Information |
Need extra money for Christmas? Save a little every week and receive a check in the mail just in time to shop!
|
(1) Third party fees may apply.
*We reserve the right to at any time require not less than seven (7) days notice in writing before any withdrawal or transfer of funds.